My first post back is probably not something we are not ready to start thinking about, but we need to. Christmas. I LOVE Christmas! To me, the worst part about it is that it doesn't last long enough. I am a decorate in November leave it through January (sometimes longer) kind of girl! So, maybe not all of you can agree with me on that, but I bet you will agree that the Christmas season is EXPENSIVE!
Every year I tell myself that I am going to do better about planning ahead so that all the expense doesn't hit at once, but this year, I have already put my plan into action!
Here are a few tips to help minimize the financial blow of Christmas!
1) PLAN! Make your shopping list early. Knowing who you are planning to buy for will help when you run across something they may like over the next few months. Don't forget to add in a few hostess gifts for those parties you will attend.
2) Set a budget! Last year I found a gift organizer app that helped me keep track of what I purchased and how much I spent per person. Decide what will work best for you without causing a hardship and stick to it!
3) Start saving! Use your budget to determine how much you should put back each payday. Whether you use a savings account or a coffee can buried in the back yard, make sure you keep your Christmas money separate from your other $$$!
4) Designate and area to store gifts you purchase early! There is nothing worse than purchasing a gift early and not remembering where you hid it later.
5) Encourage your family to plan early! If you will be traveling for the holidays you could save a ton by booking flights and hotels early!
6) Stocking Stuffers! Stockings are one of my favorite Christmas traditions but they can add up to a hefty price in a hurry. Especially if you don't plan ahead. Back to school clearance is a great time to shop for stocking stuffers!
8) ENJOY IT! Without the stress of rushing around and crowds you are more likely to enjoy choosing the doll that looks just like your niece or the perfect handbag for your sister in law! There can be such joy in gift giving! Not to mention, you will have so much more time to make memories with your loved ones!
I hope these ideas will get you started on a much happier path to the holidays! What do you do to save yourself from the stress of expenses surrounding the holidays? We would love to hear from you!
